These Terms of Use ("Terms") govern your access to and use of equisurance.com (the "Site"), operated by Equisurance Insurance Services, LLC ("Equisurance," "we," "us," or "our"). By using the Site, you agree to these Terms.
1. Informational Purposes Only
The content on this Site is provided for general informational purposes. It does not constitute insurance, legal, tax, or financial advice, and is not an offer to sell or a solicitation to buy any insurance product. Insurance products and availability vary by state and are subject to underwriting approval, policy terms, conditions, limitations, and exclusions.
2. Brokerage Role; No Bind Authority
Equisurance is a licensed insurance broker. We arrange and place coverage with admitted and non-admitted carriers; we do not act as an insurer or guarantor of coverage. Coverage cannot be bound, amended, or canceled via this website, voicemail, or email without written confirmation from a licensed representative of Equisurance.
3. Licensing
Equisurance Insurance Services, LLC is licensed in California, CA License No. 6018452. Services are offered only in jurisdictions where Equisurance and the applicable licensed individual hold a current license. Information regarding licensure is available upon request.
4. No Warranty
The Site and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
5. Limitation of Liability
To the fullest extent permitted by law, Equisurance and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your use of the Site.
6. Third-Party Links and Marks
The Site may reference or link to third-party websites and may display third-party names, logos, or trademarks (including those of insurance carriers and wholesalers). Such references denote market relationships and do not imply endorsement, exclusivity, sponsorship, or appointment. We are not responsible for the content of third-party sites.
7. Intellectual Property
All content on the Site, including text, graphics, logos, and the "Equisurance" name and mark, is owned by or licensed to Equisurance and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent, except for personal, non-commercial use.
8. Privacy
Your use of the Site is also governed by our Privacy Policy.
9. Governing Law
These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. Any disputes will be resolved in the state or federal courts located in California.
10. Changes
We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
11. Contact
Equisurance Insurance Services, LLC
CA License No. 6018452
Email: Information@equisurance.com
This page is provided as a general template and does not constitute legal advice. We recommend review by qualified counsel before relying on it.